however, the future of tokenisation is e-commerce and by 2020, visa wants every merchant that stores card information to use tokenisation as a way of eliminating honeypots of sensitive data, striving for 100 percent tokenisation of all account holder data held outside of financial institutions.

This is all lower case. Can you fix that?
However, the future of tokenisation is e-commerce and by 2020, Visa wants every merchant that stores card information to use tokenisation as a way of eliminating honeypots of sensitive data, striving for 100 percent tokenisation of all account holder data held outside of financial institutions.